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' + (it.date ? ''+it.date+'

' : '') + ''; }); document.getElementById('pclh-breaking-list').innerHTML=html; document.getElementById('pclh-breaking-wrap').classList.add('on'); }) .catch(function(){}); /* ── WEATHER ALERTS (NWS official watches / warnings) ── */ window.pclhToggleAlert=function(){ var d=document.getElementById('pclh-alert-detail'); d.style.display = (d.style.display==='block') ? 'none' : 'block'; }; fetch('https://api.weather.gov/alerts/active?point='+LAT+','+LNG) .then(function(r){ if(!r.ok) throw 0; return r.json(); }) .then(function(d){ if(!d.features||!d.features.length) return; var order={'Extreme':4,'Severe':3,'Moderate':2,'Minor':1,'Unknown':0}; var alerts=d.features.slice().sort(function(a,b){ return (order[b.properties.severity]||0)-(order[a.properties.severity]||0); }); var a=alerts[0].properties, banner=document.getElementById('pclh-alert'); var evt=(a.event||'Weather Alert'), lower=evt.toLowerCase(); if(lower.indexOf('warning')!==-1||lower.indexOf('hurricane')!==-1){banner.className='';} else if(lower.indexOf('watch')!==-1){banner.className='watch';} else {banner.className='advisory';} var ic='\u26A0\uFE0F'; if(lower.indexOf('heat')!==-1) ic='\uD83D\uDD25'; else if(lower.indexOf('hurricane')!==-1||lower.indexOf('tropical')!==-1) ic='\uD83C\uDF00'; else if(lower.indexOf('tornado')!==-1) ic='\uD83C\uDF2A\uFE0F'; else if(lower.indexOf('thunder')!==-1||lower.indexOf('storm')!==-1) ic='\u26C8\uFE0F'; else if(lower.indexOf('flood')!==-1) ic='\uD83C\uDF0A'; else if(lower.indexOf('rip current')!==-1) ic='\uD83C\uDFCA'; else if(lower.indexOf('wind')!==-1) ic='\uD83D\uDCA8'; banner.querySelector('.ic').textContent=ic; document.getElementById('pclh-alert-text').textContent = evt.toUpperCase() + (alerts.length>1 ? ' (+'+(alerts.length-1)+' more)' : ''); banner.style.display='block'; var html=''; alerts.forEach(function(f){ var p=f.properties; html += '**'+(p.event||'Alert')+'**'+(p.headline?p.headline:'')+ (p.description?''+String(p.description).substring(0,450).replace(/\n/g,' ')+'…

':'')+ '---

'; }); document.querySelector('#pclh-alert-detail .wrap').innerHTML=html; }) .catch(function(){}); /* ── WEATHER · WIND · UV · FORECAST · SUN ── */ var wCodes={0:['Clear','\u2600\uFE0F'],1:['Mainly Clear','\uD83C\uDF24\uFE0F'],2:['Partly Cloudy','\u26C5'],3:['Overcast','\u2601\uFE0F'],45:['Fog','\uD83C\uDF2B\uFE0F'],48:['Fog','\uD83C\uDF2B\uFE0F'],51:['Drizzle','\uD83C\uDF26\uFE0F'],53:['Drizzle','\uD83C\uDF26\uFE0F'],55:['Drizzle','\uD83C\uDF26\uFE0F'],61:['Light Rain','\uD83C\uDF27\uFE0F'],63:['Rain','\uD83C\uDF27\uFE0F'],65:['Heavy Rain','\uD83C\uDF27\uFE0F'],80:['Showers','\uD83C\uDF26\uFE0F'],81:['Showers','\uD83C\uDF26\uFE0F'],82:['Heavy Showers','\u26C8\uFE0F'],95:['Thunderstorms','\u26C8\uFE0F'],96:['Thunderstorms','\u26C8\uFE0F'],99:['Thunderstorms','\u26C8\uFE0F']}; fetch('https://api.open-meteo.com/v1/forecast?latitude='+LAT+'&longitude='+LNG+ '&current=temperature_2m,apparent_temperature,weather_code,wind_speed_10m,wind_direction_10m,uv_index'+ '&daily=sunrise,sunset,temperature_2m_max,temperature_2m_min,weather_code,precipitation_probability_max'+ '&temperature_unit=fahrenheit&wind_speed_unit=mph&timezone=America/New_York&forecast_days=1') .then(function(r){return r.json();}) .then(function(d){ var c=d.current, wc=wCodes[c.weather_code]||['—','\uD83C\uDF21\uFE0F']; var temp=Math.round(c.temperature_2m), feels=Math.round(c.apparent_temperature); var feelsTxt=(Math.abs(feels-temp)>=3)?'feels '+feels+'°':''+wc\[0\]+''; document.getElementById('ci-wx').innerHTML=''+wc\[1\]+'**'+temp+'°F**'+feelsTxt; var dirs=['N','NE','E','SE','S','SW','W','NW']; var dir=dirs[Math.round(c.wind_direction_10m/45)%8]; document.getElementById('ci-wind').innerHTML='\\uD83D\\uDCA8'+dir+' '+Math.round(c.wind\_speed\_10m)+' mph'; if(c.uv_index!=null){ var uvr=Math.round(c.uv_index),cls,lbl; if(uvr\u2600\uFE0FUV '+uvr+' '+lbl+''; } if(d.daily){ var hi=Math.round(d.daily.temperature_2m_max[0]); var lo=Math.round(d.daily.temperature_2m_min[0]); var pop=d.daily.precipitation_probability_max?d.daily.precipitation_probability_max[0]:null; var fwc=wCodes[d.daily.weather_code[0]]||['','\uD83D\uDCC5']; var fc=''+fwc\[1\]+'Today '+hi+'° / '+lo+'°'; if(pop!=null&&pop>0) fc+=' · '+pop+'% rain'; fc+=''; document.getElementById('ci-fc').innerHTML=fc; var sr=new Date(d.daily.sunrise[0]).toLocaleTimeString('en-US',{hour:'numeric',minute:'2-digit',hour12:true}); var ss=new Date(d.daily.sunset[0]).toLocaleTimeString('en-US',{hour:'numeric',minute:'2-digit',hour12:true}); document.getElementById('ci-sun').innerHTML='\\uD83C\\uDF05'+sr+' · \\uD83C\\uDF07 '+ss+''; } }) .catch(function(){document.getElementById('ci-wx').innerHTML='\\uD83C\\uDF21\\uFE0FWeather n/a';}); /* ── AIR QUALITY (chip + AirNow modal) ── */ window.aqiOpen=function(){document.getElementById('aqi-modal').classList.add('open');document.body.style.overflow='hidden';}; window.aqiClose=function(){document.getElementById('aqi-modal').classList.remove('open');document.body.style.overflow='';}; document.addEventListener('keydown',function(e){ if(e.key==='Escape'){ window.aqiClose(); document.getElementById('pclh-breaking-panel').classList.remove('open'); document.getElementById('pclh-breaking-chip').classList.remove('open'); } }); fetch('https://air-quality-api.open-meteo.com/v1/air-quality?latitude='+LAT+'&longitude='+LNG+'&current=us_aqi&timezone=America/New_York') .then(function(r){return r.json();}) .then(function(d){ var aqi=d.current&&d.current.us_aqi; if(aqi==null)throw 0; var cls,lbl; if(aqi\uD83C\uDF2C\uFE0FAir '+aqi+' '+lbl+'\\u25B8'; }) .catch(function(){ document.getElementById('ci-aqi').innerHTML='\\uD83C\\uDF2C\\uFE0FAir Quality\\u25B8'; }); /* ── SURF ── */ fetch('https://marine-api.open-meteo.com/v1/marine?latitude='+LAT+'&longitude='+LNG+'&current=wave_height&length_unit=imperial&timezone=America/New_York') .then(function(r){return r.json();}).then(function(d){ if(d.current&&d.current.wave_height!=null){ document.getElementById('ci-surf').innerHTML='\\uD83C\\uDFC4Surf ~'+d.current.wave\_height.toFixed(1)+' ft'; }else{document.getElementById('ci-surf').style.display='none';} }) .catch(function(){document.getElementById('ci-surf').style.display='none';}); /* ── TIDE (NOAA 8720833 Flagler Beach) ── */ function ymd(dt){return dt.getFullYear()+String(dt.getMonth()+1).padStart(2,'0')+String(dt.getDate()).padStart(2,'0');} var td=new Date(); fetch('https://api.tidesandcurrents.noaa.gov/api/prod/datagetter?product=predictions&application=palmcoastlocal&begin_date='+ymd(td)+'&end_date='+ymd(td)+'&datum=MLLW&station=8720833&time_zone=lst_ldt&units=english&interval=hilo&format=json') .then(function(r){return r.json();}).then(function(d){ if(!d.predictions||!d.predictions.length)throw 0; var now=new Date(),next=null; d.predictions.forEach(function(p){var t=new Date(p.t.replace(' ','T'));if(!next&&t>now)next=p;}); if(!next)next=d.predictions[d.predictions.length-1]; var t=new Date(next.t.replace(' ','T')); var ts=t.toLocaleTimeString('en-US',{hour:'numeric',minute:'2-digit',hour12:true}); document.getElementById('ci-tide').innerHTML='\\uD83C\\uDF0A'+(next.type==='H'?'High':'Low')+' tide '+ts+''; }) .catch(function(){document.getElementById('ci-tide').innerHTML='\\uD83C\\uDF0ATide n/a';}); /* ── active nav highlight ── */ document.addEventListener('DOMContentLoaded',function(){ var here=window.location.href; document.querySelectorAll('#pclh-nav a').forEach(function(a){ a.classList.remove('pclh-active'); var h=a.getAttribute('href'); if(h&&here.indexOf(h)!==-1&&h!=='https://palmcoastlocal.com')a.classList.add('pclh-active'); }); }); })();

 #  Consumer & Finance

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 Articles
| [Title](# "Select to sort by this column") | [Author](# "Select to sort by this column") |

|---|---|
| [ Don’t Fall for the Fake $2,000 Stimulus Deposit Scam — It’s Not Real! ](https://mail.palmcoastlocal.com/consumer-finance/363-dont-fall-for-the-fake-2-000-stimulus-deposit-scam-its-not-real) | Palm Coast Local |
| [ Florida Contractor Advertising Law: Why Your License Number Must Appear Everywhere ](https://mail.palmcoastlocal.com/consumer-finance/350-florida-contractor-advertising-law-why-your-license-number-must-appear-everywhere) | Palm Coast Local |
| [ Affordable Holiday Feasting: Aldi’s $40 Thanksgiving Deal — What Palm Coast Shoppers Need to Know ](https://mail.palmcoastlocal.com/consumer-finance/349-affordable-holiday-feasting-aldis-40-thanksgiving-deal-what-palm-coast-shoppers-need-to-know) | Palm Coast Local |
| [ T-Mobile Now Handles Metronet Residential Customers: Metronet Still Lays Groundwork ](https://mail.palmcoastlocal.com/consumer-finance/320-tmobile-partners-with-metronet) | Palm Coast Local |
| [ Energy Star Saves Families Money ](https://mail.palmcoastlocal.com/consumer-finance/302-energy-star-saves-families-money) | Palm Coast Local |
| [ Mega Millions Ticket Price Increases to $5 with Enhanced Prizes and Built-In Multiplier ](https://mail.palmcoastlocal.com/consumer-finance/292-mega-millions-ticket-increase) | Palm Coast Local |
| [ That Truck You’ve Been Eyeing? It Might Cost You More – Here’s Why ](https://mail.palmcoastlocal.com/consumer-finance/261-that-truck-youve-been-eyeing-it-might-cost-you-more-heres-why) |  |
| [ Alternative's to using fabric softeners ](https://mail.palmcoastlocal.com/consumer-finance/181-alternatives-to-using-fabric-softeners-on-your-fabrics) | Palm Coast Local |
| [ Consumer Alert: Pet Microchip Company Shuts Down, Leaving Some Pets Unprotected ](https://mail.palmcoastlocal.com/consumer-finance/251-save-this-life-pet-microchip-company-shuts-down) | Palm Coast Local |
| [ Florida DMV Selling Your Personal Information; Making Millions With No Apologies ](https://mail.palmcoastlocal.com/consumer-finance/234-florida-dmv-selling-your-personal-information) | Palm Coast Local |
| [ FPL Gets Storm Recovery Surcharge Approval for 2025 ](https://mail.palmcoastlocal.com/consumer-finance/232-fpl-surcharge-2025) | Palm Coast Local |
| [ How To Use Bleach To Preserve Your Pumpkin and Not Harm Wildlife. ](https://mail.palmcoastlocal.com/consumer-finance/198-using-bleach-on-my-pumpkin) | Palm Coast Local |
| [ Plug-in Air Fresheners are Killing Your Smell; And Other Dangers ](https://mail.palmcoastlocal.com/consumer-finance/183-plug-in-air-fresheners-are-killing-your-smell-and-other-dangers) | Palm Coast Local |
| [ AT&T Data Breach Hack in 2021 Up For Sale in 2024 ](https://mail.palmcoastlocal.com/consumer-finance/160-at-t-data-breach-hack-in-2021-up-for-sale-in-2024) | Mass Websites |
| [ DoorDash, Uber Eats, and Grubhub Gets Delivered Blow From Florida ](https://mail.palmcoastlocal.com/consumer-finance/146-doordash-uber-eats-and-grubhub-getting-delivered-blow-from-florida) | Palm Coast Local |
| [ UPDATED-16 or younger banned from social media in Florida: Verification Takes Center Stage ](https://mail.palmcoastlocal.com/consumer-finance/143-16-or-younger-banned-from-social-media-in-florida-verification-takes-center-stage) | Palm Coast Local |
| [ Important Alert for Senior Citizens and Hearing Impaired: ](https://mail.palmcoastlocal.com/consumer-finance/137-important-alert-for-senior-citizens-and-hearing-impaired) | Palm Coast Local |
| [ Scammers use fake bad debt to terrorize you ](https://mail.palmcoastlocal.com/consumer-finance/135-scammers-use-fake-bad-debit-to-terrorize-you) | Palm Coast Local |
| [ Hackers Hijacking QR Codes: Including Pay Apps ](https://mail.palmcoastlocal.com/consumer-finance/134-hackers-hijacking-qr-codes-including-pay-apps) | Palm Coast Local |
| [ Guide to Financial Professional Designations; By Guy Middleton ](https://mail.palmcoastlocal.com/consumer-finance/124-guide-to-financial-professionals-what-they-mean-who-to-hire) |  |
| [ CareCredit is gaining popularity in Florida for Seniors and Patients ](https://mail.palmcoastlocal.com/consumer-finance/95-carecredit-is-gaining-popularity-in-florida-for-seniors-and-patients) |  |
| [ Remove Yourself from Receiving Bank Offers That Go In The Garbage Anyway! ](https://mail.palmcoastlocal.com/consumer-finance/92-remove-yourself-from-receiving-bank-offers-that-go-in-the-garbage-anyway) | Palm Coast Local |
| [ A new way to pay using virtual cards that conceal the real you. ](https://mail.palmcoastlocal.com/consumer-finance/48-a-new-way-to-pay-using-virtual-cards-that-conceal-the-real-you) | Palm Coast Local |
| [ What is a soft credit check, what does it do and who uses it ](https://mail.palmcoastlocal.com/consumer-finance/47-soft-credit-check) | Palm Coast Local |

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