⚠️—Details

  🌡️Loading conditions… 💨Wind — ☀️UV — 🌬️Air — 🏄Surf — 🌊Tide — 📅Forecast — 🌅— 🕐--:--

  [![Palm Coast Local](https://palmcoastlocal.com/images/logos/Palm_Coast_Local_Community_Hub.webp)](https://palmcoastlocal.com)

🔍 **Sammy Quick Search** — businesses &amp; events

🎙️ Listening…

 ![ALICE](https://palmcoastlocal.com/images/ALICE/ask-alice-palmcoastlocal.png)

Live Now

Meet ALICE

Your Palm Coast AI Guide
Ask — free!

 [Ask ALICE →](https://palmcoastlocal.com/ta)

 🔴 Breaking News

  [🏠 Home](https://palmcoastlocal.com) [📅 Events](https://palmcoastlocal.com/events) [📰 Articles](https://palmcoastlocal.com/index.php?option=com_jpagebuilder&view=page&id=23) [🏷️ Deals](https://palmcoastlocal.com/component/jbusinessdirectory/offers?Itemid=520) [🏖️ Beaches](https://palmcoastlocal.com/flagler-county-beaches-map) [🪧 Garage Sales](https://palmcoastlocal.com/alice-articles/69-things-to-do/581-garage-sales-in-flagler-county-and-palm-coast-florida) [🏠 New Residents](https://palmcoastlocal.com/new-residents-guide) [+ List Business](https://palmcoastlocal.com/democards)

 **Air Quality**Palm Coast &amp; Flagler County

Official data from the U.S. EPA &amp; AirNow

' + (it.date ? ''+it.date+'

' : '') + ''; }); document.getElementById('pclh-breaking-list').innerHTML=html; document.getElementById('pclh-breaking-wrap').classList.add('on'); }) .catch(function(){}); /* ── WEATHER ALERTS (NWS official watches / warnings) ── */ window.pclhToggleAlert=function(){ var d=document.getElementById('pclh-alert-detail'); d.style.display = (d.style.display==='block') ? 'none' : 'block'; }; fetch('https://api.weather.gov/alerts/active?point='+LAT+','+LNG) .then(function(r){ if(!r.ok) throw 0; return r.json(); }) .then(function(d){ if(!d.features||!d.features.length) return; var order={'Extreme':4,'Severe':3,'Moderate':2,'Minor':1,'Unknown':0}; var alerts=d.features.slice().sort(function(a,b){ return (order[b.properties.severity]||0)-(order[a.properties.severity]||0); }); var a=alerts[0].properties, banner=document.getElementById('pclh-alert'); var evt=(a.event||'Weather Alert'), lower=evt.toLowerCase(); if(lower.indexOf('warning')!==-1||lower.indexOf('hurricane')!==-1){banner.className='';} else if(lower.indexOf('watch')!==-1){banner.className='watch';} else {banner.className='advisory';} var ic='\u26A0\uFE0F'; if(lower.indexOf('heat')!==-1) ic='\uD83D\uDD25'; else if(lower.indexOf('hurricane')!==-1||lower.indexOf('tropical')!==-1) ic='\uD83C\uDF00'; else if(lower.indexOf('tornado')!==-1) ic='\uD83C\uDF2A\uFE0F'; else if(lower.indexOf('thunder')!==-1||lower.indexOf('storm')!==-1) ic='\u26C8\uFE0F'; else if(lower.indexOf('flood')!==-1) ic='\uD83C\uDF0A'; else if(lower.indexOf('rip current')!==-1) ic='\uD83C\uDFCA'; else if(lower.indexOf('wind')!==-1) ic='\uD83D\uDCA8'; banner.querySelector('.ic').textContent=ic; document.getElementById('pclh-alert-text').textContent = evt.toUpperCase() + (alerts.length&gt;1 ? ' (+'+(alerts.length-1)+' more)' : ''); banner.style.display='block'; var html=''; alerts.forEach(function(f){ var p=f.properties; html += '**'+(p.event||'Alert')+'**'+(p.headline?p.headline:'')+ (p.description?''+String(p.description).substring(0,450).replace(/\n/g,' ')+'…

':'')+ '---

'; }); document.querySelector('#pclh-alert-detail .wrap').innerHTML=html; }) .catch(function(){}); /* ── WEATHER · WIND · UV · FORECAST · SUN ── */ var wCodes={0:['Clear','\u2600\uFE0F'],1:['Mainly Clear','\uD83C\uDF24\uFE0F'],2:['Partly Cloudy','\u26C5'],3:['Overcast','\u2601\uFE0F'],45:['Fog','\uD83C\uDF2B\uFE0F'],48:['Fog','\uD83C\uDF2B\uFE0F'],51:['Drizzle','\uD83C\uDF26\uFE0F'],53:['Drizzle','\uD83C\uDF26\uFE0F'],55:['Drizzle','\uD83C\uDF26\uFE0F'],61:['Light Rain','\uD83C\uDF27\uFE0F'],63:['Rain','\uD83C\uDF27\uFE0F'],65:['Heavy Rain','\uD83C\uDF27\uFE0F'],80:['Showers','\uD83C\uDF26\uFE0F'],81:['Showers','\uD83C\uDF26\uFE0F'],82:['Heavy Showers','\u26C8\uFE0F'],95:['Thunderstorms','\u26C8\uFE0F'],96:['Thunderstorms','\u26C8\uFE0F'],99:['Thunderstorms','\u26C8\uFE0F']}; fetch('https://api.open-meteo.com/v1/forecast?latitude='+LAT+'&amp;longitude='+LNG+ '&amp;current=temperature_2m,apparent_temperature,weather_code,wind_speed_10m,wind_direction_10m,uv_index'+ '&amp;daily=sunrise,sunset,temperature_2m_max,temperature_2m_min,weather_code,precipitation_probability_max'+ '&amp;temperature_unit=fahrenheit&amp;wind_speed_unit=mph&amp;timezone=America/New_York&amp;forecast_days=1') .then(function(r){return r.json();}) .then(function(d){ var c=d.current, wc=wCodes[c.weather_code]||['—','\uD83C\uDF21\uFE0F']; var temp=Math.round(c.temperature_2m), feels=Math.round(c.apparent_temperature); var feelsTxt=(Math.abs(feels-temp)&gt;=3)?'feels '+feels+'°':''+wc\[0\]+''; document.getElementById('ci-wx').innerHTML=''+wc\[1\]+'**'+temp+'°F**'+feelsTxt; var dirs=['N','NE','E','SE','S','SW','W','NW']; var dir=dirs[Math.round(c.wind_direction_10m/45)%8]; document.getElementById('ci-wind').innerHTML='\\uD83D\\uDCA8'+dir+' '+Math.round(c.wind\_speed\_10m)+' mph'; if(c.uv_index!=null){ var uvr=Math.round(c.uv_index),cls,lbl; if(uvr\u2600\uFE0FUV '+uvr+' '+lbl+''; } if(d.daily){ var hi=Math.round(d.daily.temperature_2m_max[0]); var lo=Math.round(d.daily.temperature_2m_min[0]); var pop=d.daily.precipitation_probability_max?d.daily.precipitation_probability_max[0]:null; var fwc=wCodes[d.daily.weather_code[0]]||['','\uD83D\uDCC5']; var fc=''+fwc\[1\]+'Today '+hi+'° / '+lo+'°'; if(pop!=null&amp;&amp;pop&gt;0) fc+=' · '+pop+'% rain'; fc+=''; document.getElementById('ci-fc').innerHTML=fc; var sr=new Date(d.daily.sunrise[0]).toLocaleTimeString('en-US',{hour:'numeric',minute:'2-digit',hour12:true}); var ss=new Date(d.daily.sunset[0]).toLocaleTimeString('en-US',{hour:'numeric',minute:'2-digit',hour12:true}); document.getElementById('ci-sun').innerHTML='\\uD83C\\uDF05'+sr+' · \\uD83C\\uDF07 '+ss+''; } }) .catch(function(){document.getElementById('ci-wx').innerHTML='\\uD83C\\uDF21\\uFE0FWeather n/a';}); /* ── AIR QUALITY (chip + AirNow modal) ── */ window.aqiOpen=function(){document.getElementById('aqi-modal').classList.add('open');document.body.style.overflow='hidden';}; window.aqiClose=function(){document.getElementById('aqi-modal').classList.remove('open');document.body.style.overflow='';}; document.addEventListener('keydown',function(e){ if(e.key==='Escape'){ window.aqiClose(); document.getElementById('pclh-breaking-panel').classList.remove('open'); document.getElementById('pclh-breaking-chip').classList.remove('open'); } }); fetch('https://air-quality-api.open-meteo.com/v1/air-quality?latitude='+LAT+'&amp;longitude='+LNG+'&amp;current=us_aqi&amp;timezone=America/New_York') .then(function(r){return r.json();}) .then(function(d){ var aqi=d.current&amp;&amp;d.current.us_aqi; if(aqi==null)throw 0; var cls,lbl; if(aqi\uD83C\uDF2C\uFE0FAir '+aqi+' '+lbl+'\\u25B8'; }) .catch(function(){ document.getElementById('ci-aqi').innerHTML='\\uD83C\\uDF2C\\uFE0FAir Quality\\u25B8'; }); /* ── SURF ── */ fetch('https://marine-api.open-meteo.com/v1/marine?latitude='+LAT+'&amp;longitude='+LNG+'&amp;current=wave_height&amp;length_unit=imperial&amp;timezone=America/New_York') .then(function(r){return r.json();}).then(function(d){ if(d.current&amp;&amp;d.current.wave_height!=null){ document.getElementById('ci-surf').innerHTML='\\uD83C\\uDFC4Surf ~'+d.current.wave\_height.toFixed(1)+' ft'; }else{document.getElementById('ci-surf').style.display='none';} }) .catch(function(){document.getElementById('ci-surf').style.display='none';}); /* ── TIDE (NOAA 8720833 Flagler Beach) ── */ function ymd(dt){return dt.getFullYear()+String(dt.getMonth()+1).padStart(2,'0')+String(dt.getDate()).padStart(2,'0');} var td=new Date(); fetch('https://api.tidesandcurrents.noaa.gov/api/prod/datagetter?product=predictions&amp;application=palmcoastlocal&amp;begin_date='+ymd(td)+'&amp;end_date='+ymd(td)+'&amp;datum=MLLW&amp;station=8720833&amp;time_zone=lst_ldt&amp;units=english&amp;interval=hilo&amp;format=json') .then(function(r){return r.json();}).then(function(d){ if(!d.predictions||!d.predictions.length)throw 0; var now=new Date(),next=null; d.predictions.forEach(function(p){var t=new Date(p.t.replace(' ','T'));if(!next&amp;&amp;t&gt;now)next=p;}); if(!next)next=d.predictions[d.predictions.length-1]; var t=new Date(next.t.replace(' ','T')); var ts=t.toLocaleTimeString('en-US',{hour:'numeric',minute:'2-digit',hour12:true}); document.getElementById('ci-tide').innerHTML='\\uD83C\\uDF0A'+(next.type==='H'?'High':'Low')+' tide '+ts+''; }) .catch(function(){document.getElementById('ci-tide').innerHTML='\\uD83C\\uDF0ATide n/a';}); /* ── active nav highlight ── */ document.addEventListener('DOMContentLoaded',function(){ var here=window.location.href; document.querySelectorAll('#pclh-nav a').forEach(function(a){ a.classList.remove('pclh-active'); var h=a.getAttribute('href'); if(h&amp;&amp;here.indexOf(h)!==-1&amp;&amp;h!=='https://palmcoastlocal.com')a.classList.add('pclh-active'); }); }); })();

  #  SSA Tightens Phone Security: Bank Account Updates No Longer Allowed by Phone

    Details    Written by: Palm Coast Local   Parent Category: [ALICE](https://mail.palmcoastlocal.com/alice-articles)   Category: [State Government](https://mail.palmcoastlocal.com/state-government)    Published: 15 March 2025    ![SSA Bank Changes Soon Not Allowed by Phone](https://mail.palmcoastlocal.com/images/2025/social-security-bank-changes-not-allowed-by-phone.png) SSA Bank Changes Soon Not Allowed by Phone. DOGE.org debunks misleading social media posters publicly. # **Social Security Tightens Security: Bank Account Updates No Longer Allowed by Phone**

Recent reports have caused confusion about changes to Social Security’s phone services, but here’s what you need to know: **The Social Security Administration (SSA) is not ending its telephone services.** However, in an effort to combat fraud, the agency will **no longer allow direct deposit bank account updates over the phone**.

# **Social Security Tightens Security: Bank Account Updates No Longer Allowed by Phone**

Recent reports have caused confusion about changes to Social Security’s phone services, but here’s what you need to know: **The Social Security Administration (SSA) is not ending its telephone services.** However, in an effort to combat fraud, the agency will **no longer allow direct deposit bank account updates over the phone**.

[![DOGE Department of Government Efficiency and X.com Calls Out Misleading Posters](https://mail.palmcoastlocal.com/images/2025/DOGE%20Department%20of%20Government%20Efficiency.png "DOGE Department of Government Efficiency and X.com Calls Out Misleading Posters, and publishes them.")  ](https://mail.palmcoastlocal.com/images/2025/DOGE%20Department%20of%20Government%20Efficiency.png)

##  **Why Is This Change Happening?**

According to the SSA, approximately **40% of direct deposit fraud** occurs when someone calls to change banking details. Until now, the agency has relied on security questions to verify a caller’s identity. However, this method is no longer considered secure enough to prevent scams.

To better protect Social Security recipients from fraud, the SSA has introduced stricter guidelines for updating banking information.

## **How to Update Your Bank Information**

If you or someone you assist needs to update their Social Security direct deposit details, there are now **two secure options**:

- **Online:** Log into your [**my Social Security**](https://www.ssa.gov/myaccount/?gad_source=1&gclid=Cj0KCQjwytS-BhCKARIsAMGJyzpwjmF07IoDer2J4M6Vfjnu6cUTlKCiHiGX-zmthHQrWsfq0O_sYOYaAnklEALw_wcB) account and use **two-factor authentication** to verify your identity.
- **In Person:** Visit your **local Social Security office** with the necessary identification to make changes.

These security measures align with those used by major financial institutions, ensuring that personal information remains protected.

## **Are Other Social Security Phone Services Changing?**

No, **all other SSA telephone services remain available**. The agency has reassured the public that misleading reports suggesting a broader reduction in phone services are false.

## **Social Security Benefits and Workforce Changes**

This policy update comes at a time of significant transitions within the SSA. With **over 70 million Americans** relying on Social Security—nearly 90% of them aged 65 and older—small changes can have widespread effects.

Additionally, the SSA recently announced **a 12% reduction in its workforce**, cutting approximately **7,000 jobs** as part of a broader federal restructuring. Despite these changes, the agency remains committed to maintaining essential services for beneficiaries.

## **Protecting Seniors from Fraud**

Both former President Donald Trump and Elon Musk have promoted claims that millions of deceased individuals continue to receive Social Security payments. However, the SSA has debunked these allegations with its own data. While fraud does exist, the agency has not disclosed how much of it occurs through direct deposit transactions.

By implementing this new security measure, the SSA aims to protect seniors and other beneficiaries from financial scams. While the change may require some adjustments, it ultimately strengthens protections against fraudsters attempting to exploit the system.

For further assistance, visit **[www.ssa.gov](http://www.ssa.gov)** or call your local Social Security office.

[You can read the Social Secuirty Administration Announcement on Correcting the Misleading Media Here.](https://blog.ssa.gov/correcting-the-record-about-social-security-direct-deposit-and-telephone-services/?utm_source=twitter&utm_medium=social&utm_campaign=smt-general-25_smt-fraudawareness-25&utm_content=awareness+)

- [  Share](#)
- [  X](#)

- [  Share](#)
- [  Email](mailto:?subject=Palm%20Coast%20Local%20Just%20In,%20Read%20it%20here.SSA%20Tightens%20Phone%20Security:%20Bank%20Account%20Updates%20No%20Longer%20Allowed%20by%20Phone&body=https://mail.palmcoastlocal.com/state-government/266-ssa-tightens-security)
- [  Share](#)
- [  Share](#)

- [  Share](#)
- [  Share](#)

- [  Share](#)
- [  Copy Link](#)

    Last Updated: 16 March 2025

 [Add comment](#addcomments)

   Proudly Supported By

## Our Sponsors

 [ ![Alarm Pro](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/165/Alarmpro_Logo_Regular_1689359523.BMP) Alarm Pro ](https://palmcoastlocal.com/alarm-pro) [ ![JMH Land Management & Tree Service](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/244/jmh_tree_removal_palm_coast_florida_1717073465.jpg) JMH Land Management &amp; Tree Service ](https://palmcoastlocal.com/jmh-land-management) [ ![Christeen Haney](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/336/christeen_haney_palm_coast_realtor_1777760588.png) Christeen Haney ](https://palmcoastlocal.com/christeen-haney) [ ![Hammock Beach Resort Golf & Spa](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/207/atlantic_grille_oceanfront_restaurant_1783097227.png) Hammock Beach Resort Golf &amp; Spa ](https://palmcoastlocal.com/atlantic-grill-hammock-beach-resort) [ ![AGL Plumbing](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/338/unnamed_1713793397.jpg) AGL Plumbing ](https://palmcoastlocal.com/agl-plumbing-2) [ ![Texas Roadhouse](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/303/texas_roadhouse_palm_coast_florida_1746217633.png) Texas Roadhouse ](https://palmcoastlocal.com/texas-roadhouse) [ ![Palm Coast Lanes](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/305/palm_coast_bowling_lanes_1748463875.png) Palm Coast Lanes ](https://palmcoastlocal.com/palm-coast-lanes) [ ![Mass Websites](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/34/2017_new_logo_1675965969.png) Mass Websites ](https://palmcoastlocal.com/mass-websites) [ ![Blinds by Jason](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/352/blinds_plantation_shutters_by_jason_1779053788.png) Blinds by Jason ](https://palmcoastlocal.com/blinds-by-jason) [ ![Flagler County Historical Society](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/344/Flagler_County_Historical_Society_1776339784.png) Flagler County Historical Society ](https://palmcoastlocal.com/flagler-county-historical-society) [ ![That Garden Club](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/196/garden_club_at_palm_coast_1771681874.png) That Garden Club ](https://palmcoastlocal.com/garden-club) [ ![Holiday Inn Express & Suites](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/332/holiday_inn_express_palm_coast_florida_1768772228.png) Holiday Inn Express &amp; Suites ](https://palmcoastlocal.com/holiday-inn-express) [ ![Home Seal](https://palmcoastlocal.com/media/com_jbusinessdirectory/pictures/companies/288/home_seal_palm_coast_local_business_1734281009.png) Home Seal ](https://palmcoastlocal.com/home-seal)

 [Become a Sponsor →](https://palmcoastlocal.com/democards)

 ### About Palm Coast Local

### Palm Coast Local is owned and operated by Mass Websites Inc., a Florida business. We provide business directory listings, SEO services, website design, and social media management.

June 2025 - June 2026
**Visitors** **2,662,436**

###  **palmcoastlocal.com**

[Find us on Sunbiz.org](https://sunbiz.org)

### Quick Links

- [Privacy Policy](https://mail.palmcoastlocal.com/privacy-policy)
- [Terms and Conditions](https://palmcoastlocal.com/terms-and-conditions)

### Contact

 [📞 386-538-0999](tel:3865380999)

[ Send Email ](mailto:386palmcoastlocal@gmail.com)

We welcome your questions or comments regarding our Privacy Policy or services.

### Your Privacy

We collect cookies, IP addresses, and usage data to improve your experience. You may delete cookies anytime through your browser settings.

Users under 16 are not permitted to register or submit information.

 [ Ask ALICE](https://palmcoastlocal.com/ta)

---

© Palm Coast Local — All Rights Reserved. TM 2026
